Synchrony HOME™ Credit Card
See if you prequalify with no impact to your credit score - get a decision in seconds!
Use your AjMadison Synchrony HOME™ Credit Card at all showrooms, by phone or online, and choose from these financing options:
Zero Interest if Paid in Full within
6 Months*
On purchases of $299+
12 Months*
On purchases of $999+
15 Months*
On purchases of $1,999+
Interest will be charged to your account from the purchase date if the promotional balance
is not paid in full within 6, 12 or 15 months. Minimum monthly payments required.
is not paid in full within 6, 12 or 15 months. Minimum monthly payments required.
All Synchrony HOME™ Credit Cards are accepted here!
BENEFITS OF THE AjMADISON SYNCHRONY HOME™ CREDIT CARD
- 1 6 Months Promotional Financing on purchases of $299 or more
- 12 Months Promotional Financing on
purchases of $999 or more* - Online account management and customer service
- A dedicated credit limit for home purchases from furniture and decor to appliances and more, with buying power to help you get what you want and need for your home1
- No annual fee2 and the ability to request a credit limit increase3
- $0 fraud liability and 24/7 secure account management
FAQ's
- What is the AjMadison Synchrony HOME™ Credit Card?
- How do I apply for the AjMadison Synchrony HOME™ Credit Card?
- How do I manage my account online?
- How can I make a payment on my AjMadison Synchrony HOME™ Credit Card?
*No Interest If Paid In Full Within 6 or 12 months on qualifying purchases with your Synchrony HOME Credit Card. 6 months on purchases of $299 – $998.99 or 12 months on purchases of $999 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required.
*Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
1 Subject to credit approval
2 New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more
3 You may be required to provide your annual net income if we do not have your recent information on file.